PRODUCT LIABILITY, RECALL, FINANCIAL LOSSES AND WARRANTY INSURANCE

Pecuniary damages and physical injuries of third persons due to products that are produced by the producer, their recall thereof and financial losses third persons could incur as a result of this recall, and warranty of products that are produced by the producer are included in related policy in accordance with determined limits and conditions involving these 4 types of coverage. Automotive, aviation, machine and beverage sector should take place in the first place. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com  +90 232 441 34 80 Extension: 23) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

PRIVATE PENSION INSURANCE

Retirement policies is an investment system by which individuals could ensure and control their future savings. State subsidy has especially increased the demand for these policies. For more information, please contact Melis Babadogan melis@cnkbroker.com +90 232 441 34 80 Extension:11) 

HEALTH INSURANCE AND FOREIGN TRAVEL INSURANCE

It is a type of insurance for healthy people to cover inpatient and outpatient treatment coverage against any future health problems in accordance with the policy limits and clauses. In our country, supplementary health insurance on top of SGK and mandatory foreign health policies for foreign national people living in Turkey are also among these types of insurance. 

 

Foreign travel insurance covers potential incidents and inconveniences that may occur unexpectedly during visits of T.R. nationals to countries all over the world except some countries in accordance with the policy limits and clauses. For more information, please contact Serap Mert (operasyon@cnkbroker.com +90 232 441 34 80 Extension:17 ) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

LIFE AND PERSONAL ACCIDENT INSURANCE

Life insurance is a type of insurance, which enables payment to shareholders by inheritance determined following to a death occurrence. Moreover, life insurance shall include coverage against death, accidental death, permanent disability, dangerous diseases, dangerous sports and activities, public service vehicles. 

 

Personal accident policies are more narrow-scoped and they are types of insurance that only involves cases caused by accident. It includes death, permanent disability and medical expenses. They are generally personal, but personal accident policies could be issued for groups. For more information, please contact Serap Mert (operasyon@cnkbroker.com +90 232 441 34 80 Extension:17) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

RANSOM AND KIDNAPPING INSURANCE

It is a type of insurance that covers risks such as kidnapping and usurpation being in the first place, theft of trade secrets, injury resulting from usurpation and extortion in accordance with policy clauses and limits. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension:23) 

LUXURY JEWELRY AND WORKS OF ARTS INSURANCE

It is a type of insurance that covers transportation and exhibition of jewelries and works of art, which have great local and international importance in terms of their features and material values, and all kinds of unexpected risks in accordance with the policy clauses and limits. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension:23) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

MARINE INSURANCE

It is a type of insurance to cover hulls, machineries and passengers of cruise liners, ships, cargo vessels, all of the luxury yachts and boats, and any other vessels, and all damages to third parties in accordance with the policy limits and clauses. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension:23) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

AVIATION INSURANCE

It is a type of insurance to cover fuselages, pilots and passengers, and freights of airliners, cargo airlines, private jets, helicopters, etc. and all of the damages to third parties in accordance with the policy limits and clauses. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension: 23) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

FREIGHT INSURANCE

It is a type of insurance to cover damages that might occur during transportation of goods from some place to another in accordance with the policy limits and clauses. For more information, please contact Serap Mert (operasyon@cnkbroker.com +90 232 441 34 80 Extension:17) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

ENERGY INSURANCE

It is a type of insurance to cover putting projects into effect, their implementation and operation in the whole energy sector including renewable energy systems and facilities in accordance with the policy limits and clauses. Special policies could be issued for such types of insurance. For more information, please contact Yasemin Issevenler (ofis@cnkbroker.com Extension: 23) and Serap Mert (operasyon@cnkbroker.com +90 232 441 34 80 Extension:17 )

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension: 15)

IDENTITY THEFT INSURANCE

It is a type of insurance covering pecuniary damages to the owner of an identity in accordance with the policy limits and clauses upon their identity info captured by third persons in an unauthorized and improper way and used illegally. For more information, please contact Serap Mert (operasyon@cnkbroker.com +90 232 441 34 80 Extension:17) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Secil Karanfil (riskanalizi@cnkbroker.com  +90 533 659 35 90 Extension:16 ) 

CONCERT AND CONGRESS INSURANCE

It is a type of insurance that covers unexpected risks that may occur during performance of all local and international concerts and congresses in accordance with the policy clauses and limits. They are specific policies and issued within a project. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension:23)  

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

INDEMNITY INSURANCE

It is a type of insurance involving the collateral to be supplied by a firm to another firm on contract in return for production and investment of goods. In general, this policy is put into use as a collateral when banks and financial institutions remain incapable. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension:23 ) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15 )  

WORKPLACE PACKAGE INSURANCE

It is a type of insurance that covers any and all kinds of small and large scale enterprises including their commodities against unexpected risks in accordance with the policy clauses and limits. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com  +90 232 441 34 80 Extension:23 ) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

MACHINERY BREAKDOWN INSURANCE AND ELECTRONIC EQUIPMENT INSURANCE

Machinery breakdown insurance and electronic equipment insurance could be issued in many fields including industrial plants, properties and boat policies, and for electronic, manual or mechanical machinery as per their properties in accordance with the policy clauses and limits. Electronic equipment policies are all-risk and therefore, they are deductible policies. For more information, please contact Serap Mert (operasyon@cnkbroker.com +90 232 441 34 80 Extension: 17) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

AGRICULTURE AND LIVESTOCK INSURANCE

It is a type of insurance that covers agriculture and livestock sector in accordance with the policy clauses and limits that are set by TARSIM (Agricultural Insurance Pool). If requested, special insurance supplementary coverage limits could be purchased on top of TARSIM. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension:23 ) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

COMPREHENSIVE (CAR) INSURANCE

It is a type of insurance that covers potential pecuniary damages due to any accident by any and all kinds of passenger and commercial vehicles in accordance with the policy content and limits. If requested, potential damages to third persons could be included into the policy coverage with additional limit requests on top of the traffic policy limits. Moreover, personal accident coverage limits could also be increased upon request. For more information, please contact Serap Mert (operasyon@cnkbroker.com +90 232 441 34 80 Extension:17 ) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

COMPULSORY EARTHQUAKE INSURANCE (DASK) AND PROPERTY (HOUSE) INSURANCE

DASK covers pecuniary damages caused by fire, explosion, tsunami and landslide in accordance with the policy limits and contents. DASK policy is a mandatory insurance for all structures officially considered as a property. 

 

Property package insurance is a type of insurance that covers supplementary limits on top of the DASK and more comprehensive limits and contents, and possessions coverage. It also includes third person and personal accident coverage. For more information, please contact Serap Mert (operasyon@cnkbroker.com +90 232 441 34 80 Extension:17) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

EMPLOYER’S LIABILITY INSURANCE

It is a type of insurance to protect employers against cases claiming recourse that could be brought before the court by SGK (Social Security Administration) and/or employees in accordance with the policy limits and clauses as a result of any work-related accidents their employees may get involved. For more information, please contact Yasemin Issevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension: 23) and Serap Mert (operasyon@cnkbroker.com  +90 533 659 35 90 Extension:17)

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15 ) and Secil Karanfil (riskanalizi@cnkbroker.com +90 232 441 73 50 Extension:16) 

DIRECTOR’S LIABILITY INSURANCE

It is a type of insurance for partners, executive directors and executive board members of companies to protect themselves against unintended mistakes they could make when fulfilling their official duties in accordance with the policy limits and clauses. For more information, please contact Yasemin Issevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension:23) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15 ) and Secil Karanfil (riskanalizi@cnkbroker.com  +90 533 659 35 90 Extension: 16) 

PROFESSIONAL LIABILITY INSURANCE

It is a type of insurance to cover damages towards third persons as a result of unintended professional faults and mistakes when performing a profession in accordance with the policy limits and clauses. For more information, please contact Serap Mert (operasyon@cnkbroker.com +90 232 441 34 80 Extension:17 ) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15 ) and Secil Karanfil (riskanalizi@cnkbroker.com  +90 533 659 35 90 Extension: 16) 

CYBER RISK INSURANCE

It is a type of insurance to protect persons and companies when they become incapable due to cyber-attack in electronic environment, incur financial losses and when third persons are damaged in line with all these consequences. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension:23) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

ACCOUNTS RECEIVABLE INSURANCE

It is a type of insurance in accordance with the policy limits and clauses over whole turnover in line with commercial positions and receivable limits of companies’ existing and prospective domestic and foreign customers. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension:23) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

CONSTRUCTION INSURANCE

It is a type of insurance to cover damages that might occur during construction of a project in accordance with the policy limits and clauses. Moreover, this policy could cover faults that might be discovered under trial period within a specific period of time after the construction. For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension: 23) 

 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

COMPULSORY TRAFFIC INSURANCE AND GREEN CARD INSURANCE

It is financial liability insurance mandatory for all of the vehicles used with T.R. license plate within the boundaries of Turkish Republic. 

 

Green card insurance is financial liability insurance in accordance with the policy limits and clauses that is mandatory for vehicles with T.R. license plate that will travel to Europe “in green card policy system”, which also involves Turkey, and to all of the countries where Green card is applicable. It is also a mandatory insurance for vehicles with a foreign license plate that will enter into T.R. boundaries from the same regions. For more information, please contact Serap Mert (operasyon@cnkbroker.com +90 232 441 34 80 Extension:17 ) 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

OTHER PRODUCTS

PERSONAL SEAT INSURANCE

Personal seat insurance covers drivers and passengers on board against conditions such as death and permanent disability resulting from accidents enroute to their destination.

 

VOLUNTARY FINANCIAL LIABILITY INSURANCE

It is a type of insurance that covers the part exceeding limits of Mandatory Liability Insurance coverage as per limits specified in the policy.

 

It covers legal defense expenses of policy owner against unfair claims just as applied for traffic policies.

 

COMPULSORY ROAD TRANSPORT FINANCIAL LIABILITY INSURANCE

It is a mandatory type of policy that covers liabilities of the carrier pursuant to Road Transport Act #4925 for potential physical injuries to passengers traveling on a motor vehicle including breaks. 

 

ROAD PASSENGER TRANSPORT COMPULSORY SEAT PERSONAL ACCIDENT INSURANCE

This policy covers passengers, drivers and drivers’ assistants traveling between cities and countries, during the period between beginning and end of the travel, including breaks, against conditions such as death and disability due to unexpected and external involuntary incidents.   

 

INSTALLATION INSURANCE

This type of insurance covers assets/goods in question during the coverage period against any damage and loss for an unknown and unexpected reason other than exceptions specified in this policy, when they are at the installation site. 

 

COMPULSORY FINANCIAL LIABILITY RELATED TO MEDICAL MALPRACTICE

The Mandatory Financial Liability Insurance related to Medical Malpractice covers material/moral compensation claims arising from the incident when doctors practice their profession and pursuant to liability provisions, legal expenses related to this damage or claim, and compensation claims in connection with defect of employees (nurse, health official) working under doctor’s responsibility. 

 

COMPULSORY FINANCIAL LIABILITY INSURANCE FOR HAZARDOUS SUBSTANCES AND HAZARDOUS WASTE 

It covers liabilities of those, who produce, use, store, transport and sell inflammable, combustible, explosive and caustic materials, against physical injuries and pecuniary damages to third persons due to incidents directly arising from these materials as part of their professional activities whether they are liable or not. 

 

COMPULSORY FINANCIAL LIABILITY INSURANCE FOR PRIVATE SECURITY

It is a type of insurance that covers damages to third persons caused by private security guards, employed by the policy owner, when they fulfill their duties pursuant to the legislation concerning private security service.  

For more information, please contact Yasemin İssevenler (ofis@cnkbroker.com +90 232 441 34 80 Extension:23) 

In case of a claim, a claim file should be opened from the related insurance company. For more information, please contact Tugce Secim (hasar@cnkbroker.com +90 232 441 73 50 Extension:15)

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