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Residence insurance secures your residence against for many
dangers.
The general securities regarding the residence insurance
are given below;
- Fire, lightning, explosion
- Earthquake
- Glass break
- Flood and water raid
- Crash for air and land vehicles
- Internal water
- Smoke
- Landslide
- Storm
- Snow weight
- G.L.K.H.H -K.N.H and terror (strike, lockout, rebels,
public actions, bad intention public acts)
- Burglary
- Inflation
- Expenses for mess clearing
- Financial liability for fire and explosion
Some insurance companies make additional offers such as;
- Judicial protection
- Urgent medical aid
- Tree and decorative plant security for individual houses
- 3rd person financial liability
- Individual accident policy
- Electronic device policy within some estimated limits.
- Painting security done by the tenants
- Accidentally breaking for households etc.
Unless you do not have any DASK POLICY, the earthquake security
will not be applied in case of an earthquake. For this reason
DASK policy is compulsory.
How can I estimate the value of my Property?
While calculating the value of your property, the land share
and the environmental value is not taken into consideration.
Upon any fact, if you are supposed to get damage, expenses
to reconstruct your property according to daily conditions
are the value of your property. (Net construction square meter
is the price given by municipality and other legal offices
square meter unit prices plus value of decorations added by
you. Basements, common areas, support and sidewalls must be
mentioned as an additional value. It is extremely important
to mention about construction style of your building. The
value of the household is calculated as the value of the new
sale price. The total value of your precious furnishings and
valuable mines are calculated over the total value. Ancient
goods such as treasures and arms are accepted to the insurance
policy by taking a photo of them and keeping in a closed safe
(dimensions, weight and brand name must be given) and by an
additional premium cost. Also, precious artistic pictures
and goods are insured after estimation examination of an expert.
You need to insure your residence with the estimated values
as not cause a missing insurance. Private decoration, lambs,
electrical wiring, garden walls, wooden roof, pool, electricity
centers and generator values must be given separately.
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