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Residence insurance secures your residence against for many dangers.

The general securities regarding the residence insurance are given below;

  • Fire, lightning, explosion
  • Earthquake
  • Glass break
  • Flood and water raid
  • Crash for air and land vehicles
  • Internal water
  • Smoke
  • Landslide
  • Storm
  • Snow weight
  • G.L.K.H.H -K.N.H and terror (strike, lockout, rebels, public actions, bad intention public acts)
  • Burglary
  • Inflation
  • Expenses for mess clearing
  • Financial liability for fire and explosion

Some insurance companies make additional offers such as;

  • Judicial protection
  • Urgent medical aid
  • Tree and decorative plant security for individual houses
  • 3rd person financial liability
  • Individual accident policy
  • Electronic device policy within some estimated limits.
  • Painting security done by the tenants
  • Accidentally breaking for households etc.

Unless you do not have any DASK POLICY, the earthquake security will not be applied in case of an earthquake. For this reason DASK policy is compulsory.

How can I estimate the value of my Property?

While calculating the value of your property, the land share and the environmental value is not taken into consideration. Upon any fact, if you are supposed to get damage, expenses to reconstruct your property according to daily conditions are the value of your property. (Net construction square meter is the price given by municipality and other legal offices square meter unit prices plus value of decorations added by you. Basements, common areas, support and sidewalls must be mentioned as an additional value. It is extremely important to mention about construction style of your building. The value of the household is calculated as the value of the new sale price. The total value of your precious furnishings and valuable mines are calculated over the total value. Ancient goods such as treasures and arms are accepted to the insurance policy by taking a photo of them and keeping in a closed safe (dimensions, weight and brand name must be given) and by an additional premium cost. Also, precious artistic pictures and goods are insured after estimation examination of an expert. You need to insure your residence with the estimated values as not cause a missing insurance. Private decoration, lambs, electrical wiring, garden walls, wooden roof, pool, electricity centers and generator values must be given separately.